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Alternative Credit Financing

Secure Sub-Prime Auto Loans At Prescott Valley Kia

When you are shopping for a new or used car near Prescott, AZ, but you possess a challenged credit rating, you may not know where to turn. Here at Prescott Valley Kia, we have a dedicated team of auto finance professionals who are proud to offer challenged credit or sub-prime auto loans for local drivers from Yavapai County, AZ and beyond.

If you have applied for car loans at other dealerships or through various lenders and have been turned down to a low credit score, we encourage you to apply for financing through our new, used and challenged credit car dealership today.

About Our Alternative Credit Financing Process

Our process for providing challenged credit car loans starts the same way as our traditional auto financing: with our secure finance application. No matter your credit score, you can enjoy our convenient and confidential car loan application process right here on our website.

Once our finance department staff has received your application, we can promptly go over your credit history and start searching for viable financing options, keeping in mind your budget as well as the new or used car you are hoping to drive.

Why Apply For Alternative Credit Car Loans Here?

We assist car buyers of all financial backgrounds and credit ratings, so do not hesitate to apply if your credit score is less than ideal and you have experienced any of the following financial issues:

  • Bankruptcy Filing
  • Repossessions
  • Foreclosure
  • 1st Time Buyer
  • Collections
  • Slow Pay
  • Tax Lien
  • Charge-offs

Driving an affordable new or used Kia is a rewarding experience in and of itself, but by also making payments on a challenged credit car loan from Prescott Valley Kia, you can also enjoy the peace of mind knowing that you can gradually improve your poor credit rating!

Apply For Financing & Shop Our Vehicles Online Now

If you are shopping our selection of new Kia and used cars for sale here on our website, then why not also take a few minutes to submit an auto loan application?

Our credit application allows you to quickly learn of your alternative credit financing options here at our full-service new and used car dealership in Prescott Valley, AZ. There is no obligation to buy here, so we welcome you to apply today, then drive over from nearby Cottonwood, AZ or beyond for a closer look at our stellar new and pre-owned inventory.